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Two-Hearts Koç Pregnancy Insurance

Pregnancy insurance valid in Vehbi Koç Health Group.

No waiting-period, you can use the policy immediately

The opportunity to get a "Lifetime Renewal Guarantee", a unique offer for Two-Hearts babies.

You can feel good at any time by getting Psychological Counselling and Dietician service for free

What is a Two-Hearts Koç Sağlık Pregnancy Insurance?

Welcoming a baby is the most cherished moment in a person’s life. It is time to give the new-born baby the same care and support that our parents once gave us. Yet, the journey of pregnancy brings anxious moments and concerns about financial protection. With ‘Two Hearts Koç’, a maternity insurance plan by Demir, you can benefit from the best health care for the mother and baby without any worries.

Two-Hearts Koç Sağlık is a Private Health Insurance policy offering you the privilege to buy a maternity insurance in Turkey without a waiting period and valid in qualified health institutions: Vehbi Koç Healthcare Group.

Vehbi Koç Healthcare Group is one of the pioneering healthcare institutions in pregnancy and child delivery. İn this network you can find these hospitals:

  • Amerikan Hastanesi
  • Koç Üniversitesi Hastanesi
  • Bodrum Amerikan Hastanesi
  • Med- Amerikan Tıp Merkezi

Enjoy the security and peace of mind that comes with knowing that your maternity needs will be covered and more:

  • İnpatient Treatment Coverage
  • Outpatient Treatment coverage used for monthly maternity checks
  • Expenses related to your delivery and maternity care
  • New-born baby care


You can pay with your credit card in lump sum or in installments.

Frequently Asked Questions

Am I eligible?

Yes, if you are between 18-45 years old.

What is the difference between Two-Hearts Koç Pregnancy Insurance and all other maternity insurances?

There is no waiting period in Two-Hearts Pregnancy Insurance. Even if you are in your 9th month of pregnancy, you can buy it and immediately use it in contracted institutions. You can realize your monthly control checks via the outpatient coverage (optional). There is also the inpatient coverage with a limit of 80.000 TRY with a franchise of 40.000 TRY.

What is a no-waiting-period maternity insurance?

In standard maternity insurances, there is a waiting period determined before the birth process. In our insurance product there is no waiting period that means you can benefit from the coverages immediately.

In which hospitals can I make use of my Two-hearts Koç Pregnancy Insurance?

You can reach the contracted in which this product is valid via the Contracted Institutions page.

Is the epidural process included in the policy?

Normal delivery, normal delivery with epidural, cesarean and epidural cesarean alternatives are all covered by this policy.