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Two-Hearts Koç Pregnancy Insurance

Pregnancy insurance valid in Vehbi Koç Health Group.

No waiting-period, you can use the policy immediately

The opportunity to get a "Lifetime Renewal Guarantee", a unique offer for Two-Hearts babies.

You can feel good at any time by getting Psychological Counselling and Dietician service for free

What is a Two-Hearts Koç Sağlık Pregnancy Insurance?

Welcoming a baby is the most cherished moment in a person’s life. It is time to give the new-born baby the same care and support that our parents once gave us. Yet, the journey of pregnancy brings anxious moments and concerns about financial protection. With ‘Two Hearts Koç’, a maternity insurance plan by Demir, you can benefit from the best health care for the mother and baby without any worries.

Two-Hearts Koç Sağlık is a Private Health Insurance policy offering you the privilege to buy a maternity insurance in Turkey without a waiting period and valid in qualified health institutions: Vehbi Koç Healthcare Group.

Vehbi Koç Healthcare Group is one of the pioneering healthcare institutions in pregnancy and child delivery. İn this network you can find these hospitals:

  • Amerikan Hastanesi
  • Koç Üniversitesi Hastanesi
  • Bodrum Amerikan Hastanesi
  • Med- Amerikan Tıp Merkezi

Enjoy the security and peace of mind that comes with knowing that your maternity needs will be covered and more:

  • İnpatient Treatment Coverage
  • Outpatient Treatment coverage used for monthly maternity checks ( optional - 9 times a year)
  • Expenses related to your delivery and maternity care
  • New-born baby care


You can pay with your credit card in lump sum or in installments.

Frequently Asked Questions

Am I eligible?

Yes, if you are between 18-45 years old.

What is the difference between Two-Hearts Koç Pregnancy Insurance and all other maternity insurances?

The difference in İki can Koç Sağlık is firstly the network; this product is valid in Vehbi Koç Health Institutions (American Hospital, Koç University Hospital etc.). 

Also, the inpatient coverage has a limit of 80.000 TRY with a franchise of 40.000 TRY. The outpatient coverage is optional, 9 times a year.

What is a no-waiting-period maternity insurance?

In standard maternity insurances, there is a waiting period determined before the birth process. In our insurance product there is no waiting period that means you can benefit from the coverages immediately.

In which hospitals can I make use of my Two-hearts Koç Pregnancy Insurance?

İt is valid in Vehbi Koç Health Institutions: American Hospital, Koç University Hospital, Bodrum American Hospital, Med-American Hospital. For more details, you can reach the contracted in which this product is valid via the Contracted Institutions page: https://www.demirsaglik.com.tr/iletisim/anlasmali-kurumlar

Is the epidural process included in the policy?

Normal delivery, normal delivery with epidural, cesarean and epidural cesarean alternatives are all covered by this policy.